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𝔻𝕒𝕧𝕖 𝕃𝕠𝕙

In Touch

A Monthly Curated Newsletter

Life can be unpredictable with obstacles, making it sometimes difficult to stay afloat. Whether it is the loss of a loved one, stress from work, or financial woes, everyone faces challenges and does at some point, struggle with remaining optimistic or hopeful. Nonetheless, it is still important to maintain positivity to keep us going; by finding the good in the bad, and being the light in the darkness. For this issue, let us explore on what being positive means & how we can harness it in ways that truly benefit our lives.

7 Ways to Stay Positive Even During the Toughest Times

Scientists found that even though people who identify as optimists tend to be more positive in general, they too start assuming the worst as the moment of truth about something important nears. On the other hand, some people would rather stay positive whenever possible, since it's easier to fight off stress and anxiety when you have a sunny outlook. Here, we've gathered some of our favourite expert tips for staying optimistic when you're dealing with some super hard stuff.

 
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Positive Money Mindset: 15 Tips to Transform Your Money Mindset from Negative to Positive

Do you find yourself feeling down about money or uninspired? Maybe you aren't making as high of an income as you'd like to be. Something that contributes a lot to your success is the way you think. A positive money mindset can change your outlook and improve your finances. Here are 15 tips to transform your money mindset when you need to think positively.

 
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Your brain is wired for negative thoughts. Here's how to change it.

 
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Testimonials and Referral Notes

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Jean Ng

I've known Dave for some time before he became my consultant, and one quality that really stood out to me was his genuineness. Dave treats everyone he encounters with heartfelt sincerity regardless of whether they may be potential clients or not. Dave also consistently goes above & beyond to ensure that I fully understand every plan/concept he presents. He prioritizes understanding my concerns & preferences rather than focusing on sales, and I greatly appreciate how Dave has always been unwaveringly patient and never at all pushy! Overall, having Dave as my insurance agent has been an absolute pleasure! I highly recommend him to anyone seeking a consultant who genuinely cares for and prioritises their clients' well-being.

Chris Ng (Risk Analyst, IWS Pte Ltd)

Dave is genuinely interested in finding out my needs and preferences and planning for how to achieve them. As I invest in the stock market, it's great to meet a financial consultant who invests in stocks and follows the latest market news. This instills confidence in me that he actually knows about investing, rather than being limited to just having knowledge about investment products to sell. When we sat down to review my existing plans, he suggested that some of my existing plans are good, and that I shouldn't change them, which elicits my trust that he has my interests at heart instead of just making money by selling plans. In addition, he constantly keeps himself and the people around him in the loop about the latest industry news that might affect them as a value-add on top of his professional services. I can always trust him to keep me posted about any updates about my existing plans and also outside of them which may affect me as an individual. I highly recommend Dave as your financial consultant to add value to your life beyond basic financial planning.

Michael Kuor (MaxiCab Driver)

I got to know Dave through my wife, Liza. Dave is a very friendly and helpful person who is also very committed to providing quality service to his clients. I had a few insurance agents before I met Dave but none of them were like him. That's the reason why we trusted Dave and my whole family bought our insurance from Prudential with him as our agent. My wife had cancer just 8 months after she bought her insurance, and I have to thank Dave for following up with the hospital claims. It was a difficult time to go through but at least we didn't have to worry about the bills. I have to thank Dave and appreciate his help all these while and I will continue to advise my friends and relatives to get insurance because we never know when it would be most important to us. Keep up the good work Dave!

Felicia (Nurse, CGH)

Dave has has always shown patience and kindness from when I met him a few years ago. He takes time to understand my situation and provide me with appropriate guidance and advice financially. He is very knowledgeable and trustworthy for me to share my financial situation with, and to ensure he will be able to give me best advice to meet my goals. I feel like he genuinely care for his clients and make them feel like a friend that you can have casual conversations with and not just a client. He ensures to keep me up to date on my policies and make sure that I’m fully aware of what I’m purchasing. He doesn’t push for any singing of new plans and will give me ample time to consider. I definitely recommend him as your financial advisor if you are looking for one.