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𝔻𝕒𝕧𝕖 𝕃𝕠𝕙

In Touch

A Monthly Curated Newsletter

As human beings, we are a culmination of our environment, decisions, behaviours and habits. It is worth giving thought to how we live our lives; taking a step back to reflect on some of our own less-than-ideal tendencies and ponder about how we can mitigate or improve upon them. Here are some resources that I hope can help us foster habits and patterns that can create an upward cycle for ourselves over time.

7 tips to get healthy habits to stick without getting stressed

Change for the better is a process. Like training for a marathon or learning a new language, improving your wellbeing has to be approached realistically and progressively to work. So sure, you won’t get results overnight, but over time small gains add up. The trick is sticking with it long enough that the new habits you want to incorporate into your day-to-day become automatic..

 
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9 Good Money Habits You Can Form

While you may have ambitious money goals, the key to reaching them is building a collection of smaller everyday habits. By taking baby steps that become second nature over time, you’ll hopefully be able to improve your financial situation. Here are some small habits you can develop today that may help your money grow.

 
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How to Be Happy – 7 Habits of Happy People

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
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Testimonials and Referral Notes

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Jean Ng

I've known Dave for some time before he became my consultant, and one quality that really stood out to me was his genuineness. Dave treats everyone he encounters with heartfelt sincerity regardless of whether they may be potential clients or not. Dave also consistently goes above & beyond to ensure that I fully understand every plan/concept he presents. He prioritizes understanding my concerns & preferences rather than focusing on sales, and I greatly appreciate how Dave has always been unwaveringly patient and never at all pushy! Overall, having Dave as my insurance agent has been an absolute pleasure! I highly recommend him to anyone seeking a consultant who genuinely cares for and prioritises their clients' well-being.

Chris Ng (Risk Analyst, IWS Pte Ltd)

Dave is genuinely interested in finding out my needs and preferences and planning for how to achieve them. As I invest in the stock market, it's great to meet a financial consultant who invests in stocks and follows the latest market news. This instills confidence in me that he actually knows about investing, rather than being limited to just having knowledge about investment products to sell. When we sat down to review my existing plans, he suggested that some of my existing plans are good, and that I shouldn't change them, which elicits my trust that he has my interests at heart instead of just making money by selling plans. In addition, he constantly keeps himself and the people around him in the loop about the latest industry news that might affect them as a value-add on top of his professional services. I can always trust him to keep me posted about any updates about my existing plans and also outside of them which may affect me as an individual. I highly recommend Dave as your financial consultant to add value to your life beyond basic financial planning.

Michael Kuor (MaxiCab Driver)

I got to know Dave through my wife, Liza. Dave is a very friendly and helpful person who is also very committed to providing quality service to his clients. I had a few insurance agents before I met Dave but none of them were like him. That's the reason why we trusted Dave and my whole family bought our insurance from Prudential with him as our agent. My wife had cancer just 8 months after she bought her insurance, and I have to thank Dave for following up with the hospital claims. It was a difficult time to go through but at least we didn't have to worry about the bills. I have to thank Dave and appreciate his help all these while and I will continue to advise my friends and relatives to get insurance because we never know when it would be most important to us. Keep up the good work Dave!

Felicia (Nurse, CGH)

Dave has has always shown patience and kindness from when I met him a few years ago. He takes time to understand my situation and provide me with appropriate guidance and advice financially. He is very knowledgeable and trustworthy for me to share my financial situation with, and to ensure he will be able to give me best advice to meet my goals. I feel like he genuinely care for his clients and make them feel like a friend that you can have casual conversations with and not just a client. He ensures to keep me up to date on my policies and make sure that I’m fully aware of what I’m purchasing. He doesn’t push for any singing of new plans and will give me ample time to consider. I definitely recommend him as your financial advisor if you are looking for one.