The Gift of Paying It Forward

𝔻𝕒𝕧𝕖 𝕃𝕠𝕙

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When was the last time you received kindness from somebody? When was the last time you extended an act of kindness to someone else, and to what end? As it turns out, there can be tremendous merits and outcomes in paying forward a kindness received with a good deed to somebody else, especially when done out of gratitude. The concept of "Paying It Forward" is nothing new, but in our world, I believe we could do with more compassion and selflessness as it brings out the best in us.

The Art of Paying it Forward Without Spending a Dime

When we pay it forward we commit an act of selflessness that transcends our connection to other humans on the planet, elevating the human experience in a positive way. Whether it’s a showing of kindness, faith, or even compassion, it all makes a difference and can potentially trigger a chain reaction of reciprocated behavior.

The Power of Altruism

Classical economics adopts a model that says people are primarily driven by material self-interest. Political science assumes that people are driven to maximize their power. But this worldview is clearly wrong. In real life, the push of selfishness is matched by the pull of empathy and altruism. This is not Hallmark card sentimentalism but scientific fact: As babies our neural connections are built by love and care. We have evolved to be really good at cooperation and empathy. We are strongly motivated to teach and help others.

The Paying it Forward Paradox | Wayne Baker | TEDxUofM

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Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
𝔻𝕒𝕧𝕖 𝕃𝕠𝕙

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Testimonials and Referral Notes

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Jean Ng

I've known Dave for some time before he became my consultant, and one quality that really stood out to me was his genuineness. Dave treats everyone he encounters with heartfelt sincerity regardless of whether they may be potential clients or not. Dave also consistently goes above & beyond to ensure that I fully understand every plan/concept he presents. He prioritizes understanding my concerns & preferences rather than focusing on sales, and I greatly appreciate how Dave has always been unwaveringly patient and never at all pushy! Overall, having Dave as my insurance agent has been an absolute pleasure! I highly recommend him to anyone seeking a consultant who genuinely cares for and prioritises their clients' well-being.

Chris Ng (Risk Analyst, IWS Pte Ltd)

Dave is genuinely interested in finding out my needs and preferences and planning for how to achieve them. As I invest in the stock market, it's great to meet a financial consultant who invests in stocks and follows the latest market news. This instills confidence in me that he actually knows about investing, rather than being limited to just having knowledge about investment products to sell. When we sat down to review my existing plans, he suggested that some of my existing plans are good, and that I shouldn't change them, which elicits my trust that he has my interests at heart instead of just making money by selling plans. In addition, he constantly keeps himself and the people around him in the loop about the latest industry news that might affect them as a value-add on top of his professional services. I can always trust him to keep me posted about any updates about my existing plans and also outside of them which may affect me as an individual. I highly recommend Dave as your financial consultant to add value to your life beyond basic financial planning.

Michael Kuor (MaxiCab Driver)

I got to know Dave through my wife, Liza. Dave is a very friendly and helpful person who is also very committed to providing quality service to his clients. I had a few insurance agents before I met Dave but none of them were like him. That's the reason why we trusted Dave and my whole family bought our insurance from Prudential with him as our agent. My wife had cancer just 8 months after she bought her insurance, and I have to thank Dave for following up with the hospital claims. It was a difficult time to go through but at least we didn't have to worry about the bills. I have to thank Dave and appreciate his help all these while and I will continue to advise my friends and relatives to get insurance because we never know when it would be most important to us. Keep up the good work Dave!

Felicia (Nurse, CGH)

Dave has has always shown patience and kindness from when I met him a few years ago. He takes time to understand my situation and provide me with appropriate guidance and advice financially. He is very knowledgeable and trustworthy for me to share my financial situation with, and to ensure he will be able to give me best advice to meet my goals. I feel like he genuinely care for his clients and make them feel like a friend that you can have casual conversations with and not just a client. He ensures to keep me up to date on my policies and make sure that I’m fully aware of what I’m purchasing. He doesn’t push for any singing of new plans and will give me ample time to consider. I definitely recommend him as your financial advisor if you are looking for one.